Military Friendly Realtor - For veterans and military families, a VA mortgage can offer many benefits, including no down payments, low interest rates and private mortgage insurance. But along with these amazing benefits, VA loans also come with unique requirements that can be a little complicated and, frankly, a little confusing.
To help, most VA buyers work with an experienced lender who knows the ins and outs of this particular financing. But what these buyers may not realize is that it's just as important to have a military-friendly REALTOR® on their side. Here are just a few reasons why:
Military Friendly Realtor
Veterans and current military families have requirements that may not apply to the average buyer. For example, active duty members often walk.
Serving Those Who Serve
REALTOR® Sheena McKinley with Keller Williams understands these situations well. Not only has she worked with many military buyers, but her husband, REALTOR® Travis Mckinney, is an expert, giving her a unique perspective.
"I have a special bond with these buyers because I can really relate to them," he said. "I think we may have limited time to find out and we may have to show it via Facetime."
Depending on the buyer's situation, there may also be a special must-have checklist that differs from a typical buyer.
Agents who work with military clients can help find the right home, focusing on the specific situation of the veteran. For example, a VA knowledgeable agent can help disabled veterans find housing subsidies to cover the cost of adaptive rehabilitation so they can have a barrier-free environment.
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There are many mortgage companies that offer VA loans and understand the nuances of this unique loan product.
McKinney has experience working with both state and local lenders, and says that when it comes to VA loans, having a local point of contact makes the transaction much smoother.
"I prefer to work with a lender that I know and trust and have a good relationship with," he said. "When there's a problem, I call my contact and we solve it quickly. With a public company, I had to wait days for a response, and in the real estate world, that can throw off the whole schedule." .
VA loans offer great benefits to qualified buyers, but buyers must also meet certain requirements to take advantage of these benefits. For example, potential borrowers must obtain a Certificate of Eligibility to secure financing, and certain real estate restrictions apply when using a VA loan.
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"In my experience, VA loans take a little longer to process," McKinney said. “Most regular loans close in about 30 days, but for a VA loan, we're looking at more than 45 days. Unfortunately, this extra time in this market can sometimes hurt our ability to compete with other businesses.
Mckinney says that if you work with a knowledgeable REALTOR®, he or she can help tailor your offer to give you the best chance of being accepted.
"In most offer situations, we're already at a disadvantage with the VA loan, but there are ways to make your offer more attractive," he said. "If you're using a local lender, that definitely helps. But other than that, maybe we'll look at an offer that's a little higher than the asking price, or offers a free leaseback."
Home ownership is still a part of the American dream that would not be possible without the selfless service and sacrifice of our nation's veterans and military personnel. The VA loan program is a big "thank you" to these brave men and women, and most lenders and REALTORS® in the area are taking the opportunity to serve those who have served us.
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For most military buyers, it's important to work with someone who understands their unique lifestyle and needs. When talking to a potential agent, don't be afraid to ask about experience working with military buyers and VA loans. Make sure you work with someone you feel comfortable with and know is your advocate during this process.
"It's very rewarding for me to help buyers achieve their home ownership dreams," McKinney said. "It can be a very difficult process, so the least we can do is make it stress-free and as enjoyable as possible." The Titan team embodies integrity, diligence and creative service in every detail of your real estate transaction.
Titan Property Group's team of professionals has grown in recent years and has worked in all sectors of the market, representing sellers, buyers and investors. Title Property Group makes sure that when you buy and sell, it goes through
Titan Property Group specializes in military relocation with a focus on properties located in Charleston, North Charleston, Goose Creek, Mount Pleasant, Summerville and all areas of the Low Country including Bluffton and Hilton Head.
Annette Keller Realtor
Titan Property Group has years of experience selling homes fast. Our team of real estate professionals has proven ways to sell your home at the right price. Get started today by contacting us or requesting a free home evaluation below.
Titan Property Group serves rare country home buyers with a special focus on our military relocation to Charleston.
We help military members, veterans and their families find homes that make the most of their benefits and quickly and efficiently serve the unique needs of military life.
My family and I had a great experience with Titan Property Group. We were a military family moving to a new area with many questions. They worked with us by phone and email to try to find a new home anywhere in Charleston. With some research and local knowledge we decided on a location, then we were able to fly in one weekend and Patrick took us to every available house that met our criteria. Once we had chosen a house, we flew back and Patrick and Janet handled the rest until closing. I recommend Titan Property Group as my first choice.
Julie Loving Scott
Marty was the best! Once we set my price range, he looked at several houses within an hour. We visited several of them and fell in love with the second one we saw. He was a gem during the process, answering any questions I had. And when he didn't know the answer, he said so. But he will find out later. I would use her again to find a home in New York in minutes!
PJ and his team were excellent in helping me purchase my new home. I currently live in Alaska and will be moving to Charleston soon. They worked with me on the time frame, budget and what I wanted. PJ FaceTime took me through several houses until I found one that I loved. I am very happy to say that thanks to them I am a new home owner and it could not have been more stress free. I recommend Titan Property Group.
Janet and PG made it easy to find our perfect home. They were very helpful in gathering the information we needed and finding what we wanted. Janet and PG were always ready to answer any questions we had. We cannot thank them enough for their help and expertise.
Randi is amazing, she made the home buying process super easy, stress free and fast for my husband and me. He got us into our first home in less than 6 months, I was able to call him and he was able to help right away. Randy is someone I recommend to everyone!
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Janet was great to work with in selling my home! I couldn't close it until I signed up with Titan Property Group. She was very attentive and when I had to move out of state before I sold, Janet checked in on the house and even worked to make sure I didn't freeze the pipes during a particularly cold winter. I would recommend Janet and Titan Property Group to anyone!
Titan Property Group are great, easy to work with and will work tirelessly to find you the home you need. Someone else uses it...use it in the next house!
Many thanks to Janet and PG. This was my first time buying a home and it was new construction. Janet and PG were there throughout the process to answer any questions from the casting of the slab to the closing of the final walk. I highly recommend it to anyone looking to buy or build a new one. you are welcome!!
5 stars everywhere! Being owned by experts, they are familiar with the military lingo, the PCS transfer process, and the stress that can come with it. Great communication, great local knowledge and everything we needed. Was able to close in less than 30 days!
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I was in a hurry to sell my house and Janet was definitely the right person to do it. From the moment I met her, I knew I did it
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